Credit Analysis for Non-Credit Professionals

Demystify credit analysis: Learn key concepts and practical skills to assess creditworthiness, tailored for non-credit professionals in any industry.
Duration: 1 Day
Hours: 2 Hours
Training: Live Training
Training Level: All Level
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Contact Support for Group Offers
Friday, April 10, 2026
01:00 PM - 03:00 PM (Eastern Time)
Tuesday, May 19, 2026
01:00 PM - 03:00 PM (Eastern Time)
Tuesday, June 09, 2026
01:00 PM - 03:00 PM (Eastern Time)
Live Session
Single Attendee
$149.00 $249.00
Live Session
Recorded
Single Attendee
$199.00 $332.00
6 month Access for Recorded
Live+Recorded
Single Attendee
$249.00 $416.00
6 month Access for Recorded

About the Course:

Credit decisions shape cash flow, risk, and business stability. Many people help make these choices without formal training in credit or finance. This course, Credit Analysis for Non-Credit Professionals, offers a practical look at how businesses assess and manage credit risk.

The course helps you build awareness and make informed decisions, without needing to learn complex financial models. You will see how credit decisions are made, spot warning signs, and understand how your work supports good credit management and lowers risk. 

Course Objectives:

By the end of this course, you will be able to:

  • Understand why credit analysis matters and what it is used for.
  • Identify the most common sources of credit risk.
  • Interpret basic credit indicators, both financial and non-financial.
  • Spot early warning signs that credit quality may be getting worse.
  • Make better credit decisions by using good information and sound judgment. 

Who is the Target Audience?

This course is designed for the following groups:

  • Sales professionals, business development specialists, and account managers
  • Procurement teams and those managing vendor relationships
  • Relationship managers and anyone in a client-facing role
  • Operations managers and commercial managers
  • Entrepreneurs and owners of small businesses
  • Professionals who make credit-related decisions but do not have a background in credit or finance 

Basic Knowledge:

  • There are no prerequisites for this course.

Curriculum
Total Duration: 2 Hours
Introduction to Credit and Credit Risk

  • What does credit mean in a business context
  • Why credit risk matters
  • The role of non-credit professionals in credit decisions

Types of Credit and Exposure

  • Trade credit, customer credit, and vendor credit
  • Short-term vs. long-term credit
  • Understanding exposure and limits

Understanding the Credit Assessment Process

  • How credit decisions are typically made
  • Financial vs. non-financial information
  • Role of policies and approval frameworks

Key Credit Indicators (Simplified)

  • Basic financial signals (high-level)
  • Cash flow awareness
  • Behavioural and relationship indicators

Monitoring Credit and Identifying Warning Signs

  • Payment behaviour and ageing
  • Changes in customer or vendor behaviour
  • External risk signals

Managing Credit Risk in Daily Work

  • Balancing sales, relationships, and risk
  • Escalation and communication
  • Supporting collections and risk mitigation

Key Takeaways and Practical Application

  • Credit awareness principles for non-credit professionals
  • Questions to ask before extending or changing credit
  • Applying credit discipline in everyday decisions